Established in 1983, Reef has made a name for itself as a reliable, service-driven brokerage that prides itself on exceeding the expectations of our clients.

With 40+ years in business, more than 50+ product offerings, and a team of long-term, loyal employees, Reef has cemented its name in the insurance industry. The large majority of our clients have come to us through word-of-mouth referrals, which we believe says a lot about us that our clients are our most effective marketers!
We offer short-term insurance ranging from building and motor insurance to more niche products such as trade credit, malpractice, kidnap and ransom, and many more. Whatever your specific needs, we’ll help you navigate the world of insurance to deliver a tailor-made policy within your budget.
At Reef, we understand the true purpose of insurance. Insurance buys you peace of mind. You’re buying the confidence to move forward in your life knowing you’re protected. When it comes to buying certainty, we consider ourselves the best in the industry.
Join the many thousands of individuals and companies who’ve chosen to call Reef their broker. Contact us for a quote and buy the freedom to navigate your world with true confidence and security.